best smartphone apps

The best smartphone apps for travel insurance

Until recently, many people believed that getting travel insurance was a waste of money. Not today though. Today we realize the importance of travel insurance. Like unlimited high-speed internet, we may not always need travel insurance, but it’s good to have it for when we actually do. Plus, now travel insurance has improved a lot.

Travel insurance is cheaper than it used to be, offers more coverage, and even is more convenient. To that effect, let’s talk about the topic of this blog. Travel insurance apps. There are many travel insurance apps available for both, Google’s Play Store and Apple’s App Store. Some are basic and offer limited features whereas others are user-friendly. Also, some stand apart from the rest because of their advanced features and functionality.

To help you sort through the sea of travel insurance apps, let take a look at some of the best ones.

5 Best Travel Insurance Apps for Your Device

Director of communications at Allianz said “We’re in kind of an arms race right now with mobile apps. The travel insurers are all trying to beef them up and get them out”. This shows us the direction in which the industry is heading. The advancement in technology is going to bring in a new era for mobile apps and the insurance industry. Already there are some apps that are pushing the boundaries of what is possible. It will be interesting to see how the industry will incorporate things like IoT devices, Blockchain technology, and AI. Some insurance agencies are already incorporating the latter technology.

Here are 5 best travel insurance apps available right now:

#1. Travel Guard Mobile App

AIG in Australia has launched its Travel Guard app. The app caters to domestic and international travelers, as well as travelers over the age of 70. The free app is one of the most advanced in the market right now. It allows users access to over 6,000 key locations around the world including hospitals and embassies. What’s special about the app is that it offers tremendous functionality without requiring an internet connection. It uses the phone’s GPS, without any data usage.

#2. Tripwise Mobile App

Travel Insurance Direct, has launched a mobile app to cater to their customers. While the app does not allow you to buy an insurance policy, you can manage the one you have already purchased. You can keep your policy information handy with you when traveling. You can even use the app to call for 24/7 emergency help anywhere in the world. Also, the app lets you learn some local lingo and phrases as well as offer safety tips and advice. Tripwise is a comprehensive travel insurance app that also sends alerts for trip info.

#3. TravelSmart™ App

Allianz, the US-based travel giant, offers The TravelSmart™ app. Users can download the app and access their policy information and so much more. The app lets them get in touch with the TravelSmart Hotline for immediate help, anywhere in the world. It also tracks flights and boarding gates updates for users, in real-time. Additionally, it keeps the information, like emergency numbers for police, etc. handy for you.

#4. Canada Travel Insurance ToolBox

This Canadian based app focuses more on the needs of insurance advisors. The app uses real-time updates to offer the most current insurance policies. Insurance advisors can input their client insurance requirements into the easy-to-use interface. The app then compares the most relevant policies and their premiums.

#5. Travel Companion Mobile App

AXA Insurance offers the Travel Companion app for its policyholders to use. The app gives its users a tool to help translate any medical needs while traveling. Additionally, the app contains lists of hospital facilities recommended by AXA Insurance. The App also keeps handy all the emergency numbers you could need when traveling. Apart from the weather, the app keeps you updated on foreign and commonwealth advice. The unique addition to this particular app is the jet-lag calculator. The tool can help reduce the effects of your jet lag.

Conclusion

Mobile apps today are overflowing with the latest in technology. Some apps even let users buy plans. But that technology is not yet implemented across the industry. So there is some room to grow. For now, like Cox Customer Service, most travel insurance apps offer a great platform to get in touch with customer support. We can use travel apps to go as far as making a claim for our travel insurance.